Documents and Forms
Important information
On 9 August 2021, Westpac announced it had agreed with TAL Dai-ichi Life Australia Pty Limited (“TAL”) to sell Westpac Life Insurance Services Limited ("WLISL"). The sale of WLISL to TAL was completed on 1 August 2022. Following the sale, WLISL changed its name to TAL Life Insurance Services Limited (TLISL).
St.George Protection Plans is closed to new customers. The information on this product is for existing Protection Plans customers.
How to locate your policy documents
Policy documents are based on the commencement date of your policy, which can be found on your policy schedule and renewal letters.
Please note that, in some cases where your application for insurance was made immediately prior to the introduction of a revised PDS, the relevant PDS may depend on the date of your application.
We're here to help
If you have any questions or require clarification to ensure you review the correct documents, please contact us on 1300 366 416 Monday to Friday, 8.00am to 6.30pm (Sydney time).
Target Market Determination (TMD)
Current TMD, 1 August 2022 - Present
-
- Name
- St.George Protection Plans Business Overheads TMD
- Type
- Size
- 196.31KB
-
- Name
- St.George Protection Plans Childrens Benefit TMD
- Type
- Size
- 190.38KB
-
- Name
- St.George Protection Plans General Cover Total Permanent Disablement TMD
- Type
- Size
- 192.76KB
-
- Name
- St.George Protection Plans Home Duties Income Protection and IP Plus TMD
- Type
- Size
- 173.91KB
-
- Name
- St.George Protection Plans Home Duties Total Permanent Disablement TMD
- Type
- Size
- 197.12KB
-
- Name
- St.George Protection Plans Income Protection as Superannuation IPAS TMD
- Type
- Size
- 201.04KB
-
- Name
- St.George Protection Plans Income Protection IP Plus Reserve IP Reserve IP Plus General Cover IP TMD
- Type
- Size
- 209.81KB
-
- Name
- St.George Protection Plans Key Person Income TMD
- Type
- Size
- 190.84KB
-
- Name
- St.George Protection Plans Living Insurance TMD
- Type
- Size
- 220.91KB
-
- Name
- St.George Protection Plans Needlestick TMD
- Type
- Size
- 190.24KB
-
- Name
- St.George Protection Plans Term Life as Superannuation TMD
- Type
- Size
- 191.30KB
-
- Name
- St.George Protection Plans Term Life TMD
- Type
- Size
- 191.03KB
-
- Name
- St.George Protection Plans Total and Permanent Disablement in Superannuation TMD
- Type
- Size
- 205.61KB
-
- Name
- St.George Protection Plans Total and Permanent Disablement TMD
- Type
- Size
- 201.65KB
Historic TMD, 5 October 2021 - 31 July 2022
-
- Name
- St.George Protection Plans Business Overheads TMD
- Type
- Size
- 193.01KB
-
- Name
- St.George Protection Plans Childrens Benefit TMD
- Type
- Size
- 167.99KB
-
- Name
- St.George Protection Plans General Cover Total Permanent Disablement TMD
- Type
- Size
- 170.98KB
-
- Name
- St.George Protection Plans Home Duties Income Protection and IP Plus TMD
- Type
- Size
- 194.21KB
-
- Name
- St.George Protection Plans Home Duties Total Permanent Disablement TMD
- Type
- Size
- 171.02KB
-
- Name
- St.George Protection Plans Income Protection as Superannuation IPAS TMD
- Type
- Size
- 199.12KB
-
- Name
- St.George Protection Plans Income Protection IP Plus Reserve IP Reserve IP Plus General Cover IP TMD
- Type
- Size
- 206.81KB
-
- Name
- St.George Protection Plans Key Person Income TMD
- Type
- Size
- 167.78KB
-
- Name
- St.George Protection Plans Living Insurance TMD
- Type
- Size
- 172.15KB
-
- Name
- St.George Protection Plans Needlestick TMD
- Type
- Size
- 168.29KB
-
- Name
- St.George Protection Plans Term Life as Superannuation TMD
- Type
- Size
- 168.17KB
-
- Name
- St.George Protection Plans Term Life TMD
- Type
- Size
- 168.12KB
-
- Name
- St.George Protection Plans Total and Permanent Disablement in Superannuation TMD
- Type
- Size
- 200.80KB
-
- Name
- St.George Protection Plans Total and Permanent Disablement TMD
- Type
- Size
- 200.96KB
PDS and Enhancement Guides
1 April 2019 - Current
-
- Name
- Protection Plans PDS - 1 April 2019
- Type
- Size
- 2.20MB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
28 August 2018 - 31 March 2019
-
- Name
- Protection Plans PDS and SPDS - 28 August 2018
- Type
- Size
- 2.57MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
25 February 2017 - 27 August 2018
-
- Name
- Protection Plans PDS - 25 February 2017
- Type
- Size
- 3.20MB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
1 October 2015 - 24 February 2017
-
- Name
- Protection Plans PDS and SPDS - 1 October 2015
- Type
- Size
- 2.50MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
1 July 2014 - 30 September 2015
-
- Name
- Protection Plans PDS and SPDS - 1 July 2014
- Type
- Size
- 2.47MB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
19 May 2014 - 30 June 2014
-
- Name
- Protection Plans PDS - 19 May 2014
- Type
- Size
- 2.42MB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
20 May 2013 - 18 May 2014
-
- Name
- Protection Plans PDS - 20 May 2013
- Type
- Size
- 1.36MB
-
- Name
- Protection Plans Enhancements Guide - 19 May 2014
- Type
- Size
- 267.52KB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
15 October 2012 - 19 May 2013
-
- Name
- Protection Plans PDS and SPDS - 15 October 2012
- Type
- Size
- 1.24MB
-
- Name
- Protection Plans Enhancements Guide - 19 May 2014
- Type
- Size
- 267.52KB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
19 March 2012 - 14 October 2012
-
- Name
- Protection Plans PDS - 19 March 2012
- Type
- Size
- 1.21MB
-
- Name
- Protection Plans Enhancements Guide - 15 October 2012
- Type
- Size
- 189.83KB
-
- Name
- Protection Plans Enhancements Guide - 19 May 2014
- Type
- Size
- 267.52KB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
22 August 2011 - 18 March 2012
-
- Name
- Protection Plans PDS and SPDS - 22 August 2011
- Type
- Size
- 834.74KB
-
- Name
- Protection Plans Enhancements Guide - 7 August 2012
- Type
- Size
- 404.33KB
-
- Name
- Protection Plans Enhancements Guide - 15 October 2012
- Type
- Size
- 189.83KB
-
- Name
- Protection Plans Enhancements Guide - 19 May 2014
- Type
- Size
- 267.52KB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
21 February 2011 - 21 August 2011
-
- Name
- Protection Plans PDS and SPDS - 21 February 2011
- Type
- Size
- 720.63KB
-
- Name
- Protection Plans Enhancements Guide - 22 August 2011
- Type
- Size
- 722.48KB
-
- Name
- Protection Plans Enhancements Guide - 7 August 2012
- Type
- Size
- 404.33KB
-
- Name
- Protection Plans Enhancements Guide - 15 October 2012
- Type
- Size
- 189.83KB
-
- Name
- Protection Plans Enhancements Guide - 19 May 2014
- Type
- Size
- 267.52KB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB
15 November 2010 - 20 February 2011
-
- Name
- Protection Plans PDS - 15 November 2010
- Type
- Size
- 748.32KB
-
- Name
- Protection Plans Enhancements Guide - 22 August 2011
- Type
- Size
- 722.48KB
-
- Name
- Protection Plans Enhancements Guide - 7 August 2012
- Type
- Size
- 404.33KB
-
- Name
- Protection Plans Enhancements Guide - 15 October 2012
- Type
- Size
- 189.83KB
-
- Name
- Protection Plans Enhancements Guide - 19 May 2014
- Type
- Size
- 267.52KB
-
- Name
- Protection Plans Enhancements Guide - 1 October 2015
- Type
- Size
- 1.14MB
-
- Name
- Protection Plans Enhancements Guide - 25 February 2017
- Type
- Size
- 312.39KB
-
- Name
- Protection Plans Enhancements Guide - 28 August 2018
- Type
- Size
- 3.65MB
-
- Name
- Protection Plans Enhancements Guide - 1 April 2019
- Type
- Size
- 151.90KB
-
- Name
- Protection Plans Enhancements Guide - 5 April 2021
- Type
- Size
- 264.87KB
-
- Name
- Protection Plans Enhancements Guide - 20 September 2021
- Type
- Size
- 385.35KB
-
- Name
- Protection Plans and Reserve Enhancements Guide – 1 August 2022
- Type
- Size
- 331.14KB
-
- Name
- TAL Super PDS - 1 April 2024
- Type
- Size
- 969.63KB