Insurance Products

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Life Insurance options for every need

When it comes to life insurance, there are different types of coverage to consider based on your unique circumstances and the financial support your loved ones rely on from you.

Explore the different life insurance options together so you can make an informed decision that gives you peace of mind knowing you and your family are protected.


  • Life insurance:

Provides a lump-sum payment to your loved ones in the event of your death or being diagnosed with terminal illness. This can help cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.
With TAL, you can select up to an uncapped level of life insurance, and your benefit amount can increase each year in line with inflation if you have selected inflation protection. 

  • Income protection:

Pays a monthly benefit amount if you're unable to work due to illness or injury. This can help you maintain your standard of living and cover your expenses while you focus on recovering your health and are able to return to work.
With TAL income protection policy, you can receive up to 70% of your income (up to a maximum amount of $30,000 per month). You can also tailor your waiting period (how long before payments begin) and benefit period (how long you can receive the monthly benefit for) to suit your needs and budget.

  • TPD Insurance:

Total Permanent Disability (TPD) insurance pays a lump sum benefit of up to $3m (across all insurers) if you become totally and permanently disabled due to illness or injury and you’re unable to work again. The benefit can be used to access medical care and pay household bills.

  • Critical Illness Insurance:

Also known as ‘trauma insurance’ or ‘recovery insurance’. It offers a lump-sum payment if you're diagnosed with a critical illness such as cancer, heart attack, or stroke. This can help cover medical expenses, lost income, and other financial obligations. TAL offers a lump sum payment of up to $2m (across all insurers), giving you financial security in the worst of times.


Insurance for life 

Life is for living. So TAL Accelerated Protection has a range of insurances you can include in your plan, to cover you for now and for later.

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Built by you, for you 

Choose the insurance that’s right for you. And tailor your cover to suit your individual needs. It’s an insurance plan designed by the one person who knows your life best: you.

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We’re encouraging healthy lifestyles

Introducing our TAL Health Sense Discount. Rewarding you with up to 15% discount on your Life, TPD or Critical Illness policy.

Find out more

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Find out how life insurance can give you and your loved ones choices when you need them most.

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At TAL, we understand that everyone is unique, so naturally your insurance should be too. That's why we've created TAL CoverBuilder to allow you to build your cover, your way.

With Coverbuilder you can choose your insurance and your cover, tailor your cover amount and select the options that best suit you.

Get started with TAL CoverBuilder