Life insurance for couples
Insurance protection that suits you both.
Types of insurance for couples
Whether you’re married or de facto, newlyweds or celebrating a big anniversary, starting a family or getting ready to retire, TAL insurance products offer flexible protection for Australian couples when life takes an unexpected turn.
Life Insurance
Protects your family’s future and gives them options if you are no longer around.
Income Protection Insurance
Provides you with an income to help you continue living your life if you have an injury or illness and can’t work.
Critical Illness Insurance
Means you have choices so you can still make the most of life if you have a serious illness.
Total and Permanent Disablement Insurance
Gives you options to help you live a better quality of life if you are permanently disabled and can’t work again.
Benefits of life insurance for couples
Financial security
You’ve set up a life together and now your finances are closely entwined. Life insurance can help protect the shared life you’re building when the unexpected happens.
Peace of mind
It’s comforting to know that as you’re making your dreams and goals a reality, you’ve got back-up if illness or accidents get in the way.
When could couples consider life insurance cover?
Good to know
With TAL Life insurance you may be able to increase your cover without needing to answer medical questions if you have a significant life event, like getting married, having a baby or a buying a house.
Please make sure to read the PDS for exclusions and additional T&Cs. Not all customers are eligible to increase cover without answering medical or other underwriting questions.
You're buying a house
A house is a big financial commitment for most couples. Taking out life insurance products such as Income Protection could protect your investment.
You're starting a family
Stay-at-home parents perform a lot of duties for free—if you had to pay someone else, it could get expensive. Getting cover for both of you can help keep the home front protected.
You're planning for retirement
Some couples now have fewer expenses, but if you’re still paying off your mortgage or saving for retirement, life insurance could help protect your retirement goals.
You're retired
Life insurance gets more expensive as you get older, so consider whether it still meets your needs. If you still have dependents or financial commitments, it may be useful.
Did you know?
TAL includes a child critical illness benefit of $10,000 for children aged between two and 19 as a standard part of life insurance.
Frequently Asked Questions
IMPORTANT NOTICE
Any financial product advice is general in nature only and does not take into account your objectives, financial situation or needs. Before acting on it, the appropriateness of the advice should be considered, having regard to your own objectives, financial situation or needs. If you are deciding whether to acquire or continue to hold life insurance issued by TAL, you should consider the relevant Product Disclosure Statement (PDS) before making any decisions about your cover. The Target Market Determination (TMD) for the product (where applicable) is also available. Life insurance issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848.
Terms and conditions under each insurance policy apply. The payment of a benefit is not guaranteed, as cover will only be payable if your circumstances meet the eligibility criteria in your policy.